Qiuz Travel Berhadiah

halo kawan blogger. kali ini saya posting pakai bahasa Indonesia soalnya ini khusus untuk orang Indonesia saja.. kwwkkw
di facebook saya di kasih link ama temen saya yang isinya tentang traveling. ternyata situs itu mengadakan sebuah undian yang berhadiah lumayan loh. mau tau lebih lanjut kan?? langsung saja ke TKP (klik gambar atau di sini)




Jawab pertanyaan pariwisata Indonesia sebanyak-banyaknya dan ajak teman-teman Anda untuk ikutan kuis ini. Kumpulkan poinnya dan menangkan wisata ke Pulau Komodo 3 hari 2 malam untuk 5 orang pemenang. Hadiah termasuk tiket, akomodasi, dan uang saku.

Selain itu juga tersedia 1 Digital Photo Frame, 2 Digicam, 3 IPOD Shuffle dan 10 Flashdisk yang akan di undi untuk peserta yang memperoleh poin menjawab soal minimal 100 point (Undian tidak berlaku bagi pemenang wisata ke Pulau Komodo)
Aturan main:
Jawab pertanyaan dengan menemukannya pada hint yang tersedia
Tiap jawaban betul akan mendapat 5 poin
Dalam sehari Anda dapat menjawab maksimal 5 pertanyaan, dan dapat melanjutkannya lagi di hari berikutnya
Ajak teman-teman untuk ikutan kuis ini, maka Anda akan mendapatkan 1 poin/invite teman
Poin perolehah dari menjawab pertanyaan dan invite teman akan diakumulasi hingga kuis ditutup
Kuis ini di tutup pada 12 Juli 2011
Pemenang kuis akan diumumkan pada tanggal 14 Juli 2011 pada acara Bubu award dan website indonesia.travel


Syarat dan ketentuan:
Pemenang akan dipilih berdasarkan perolehan 5 peringkat poin tertinggi
Pemenang akan dihubungi via email untuk dimintai data diri
Pemenang yang tidak memberikan data diri akan digantikan user lain satu peringkat di bawahnya
Pemenang masing-masing akan mendapatkan paket wisata ke Pulau Komodo selama 3 hari 2 malam.
Biaya hotel, pesawat, kapal/cruise, makan dan uang saku secukupnya akan ditanggung pihak www.indonesia.travel
Rencana perjalanan menuju Pulau Komodo adalah sbb:
Hari 1: JKT- Bali-Labuhan Bajo (by pesawat), menginap di Labuhan Bajo
Hari 2: Hotel - Pulau Komodo - Pink Beach P.P ( by boat )
Hari 3: Labuhan Bajo � Bali � Jakarta (by pesawat)
Pemenang akan diberangkatkan dari Jakarta
Biaya di luar perjalanan tersebut di atas tidak ditanggung oleh pihak www.indonesia.travel
Pihak yang terkait sebagai penyelenggara kuis (indonesia.travel) tidak diperkenankan untuk mengikuti kuis ini
Keputusan pihak indonesia.travel tidak dapat diganggu gugat Read more!

Business Insurance Guide

As a business owner it is sometimes difficult to know what insurance you need and how much of it to buy, so we've put together a guide to help you.

To start searching for business insurance cover, hit the 'get quotes now' button.

Get a new business insurance quote now
The type of insurance policy you buy may differ depending on the size and type of business you are running, your insurance budget and whether any of your customers have requirements about what insurance cover you should have.



To help you understand what’s on offer we’ve summarised a few key areas of cover:

1.Public liability insurance
Public liability Insurance protects you against claims for compensation from people outside your business who have suffered an injury or whose property has been damaged because of your business. This could be something as simple as a visitor to your business tripping on a loose rug at your office, resulting in damaged knee ligaments and a claim for compensation.

It can also cover more serious claims resulting from construction accidents which cause serious damage to a building or injuries to a member of the public. Public liability cover will pay for the compensation and legal costs arising from accidents like this.

If you come into contact with members of the public – including your customers – either at their premises or yours you should think about getting a public liability insurance quote.

2.Employers' liability insurance

If you have employees, even part-time or on a short-term basis, you must buy employers' liability insurance – if you don’t you are breaking the law. The cover protects you if an employee is injured or becomes ill because of their work. They may seek compensation from you and, depending on the type of injury or illness, payments can be very large. Employers' liability cover will pay for this compensation as well as the legal costs of defending the claim.

If you are an employer make sure that you stay within the law and buy employers' liability cover.

3.Property insurance

Most businesses would find it difficult to work without the tools of their trade or with no access to their place of work – whether you’re a consultancy business and rely on your IT equipment or a plumber who couldn’t work without their tools.

Could you afford to replace all of your business equipment or stock in the event of it being destroyed, lost or stolen? If the answer is no you should consider property insurance to protect your business building and assets.

When buying this cover, it is important to ensure that the sum insured on your contents list is equal to or greater than the value of your equipment; not just the items you think are important (so don’t forget about the boring stuff like office chairs and filing cabinets). If you under-insure it’s unlikely that you would get the full value of any items you claim for.

This also applies to your own or hired-in plant if you work in the construction industry – could you afford to replace it if you didn’t have business insurance? If you do buy cover make sure you insure the plant to its full value.

If you own the building you work from you should make sure that it is properly protected. It’s probably one of your major assets so you’ll need to be confident you won’t suffer financially in the event of a flood, fire or other event which damages your property.

Another cover to consider is business interruption insurance. This will make up for the money you lose if you can’t work because your property has been destroyed, stolen or damaged.

4.Professional indemnity

Professionals are effectively selling their knowledge and expertise to their customers – you may be doing this in a number of different ways including providing advisory and consultancy services and producing designs.

If your client loses money because of a mistake you’ve made or because your work is late or not up to scratch, you may be faced with a claim for compensation. You might feel you have done nothing wrong but still be faced with significant legal costs to defend the claim.

Professional indemnity insurance can protect your business by paying for this compensation and legal costs.

5.What else do I need to know about business insurance?

You may feel confident that you know what insurance to buy but not how much. Your first thought should be whether any of your contracts stipulate how much business insurance cover you should buy – they will often require you to have a minimum level of public liability or professional indemnity insurance. If they do then this should be your starting point – although you may decide that you need more cover than the contract asks for.

For public liability and professional indemnity you will need to choose a limit of cover which is right for your business. Think about the type of work you do and what could go wrong in a worst case scenario – how much might it cost, especially if a dispute went to court. Buy a level of cover which you are confident will cover the cost of compensation you might have to pay.

Employer’s liability insurance is required by law if you have employees and you must purchase a minimum of £5 million in cover – although many policies will automatically cover you for £10 million.

When buying property insurance the most important thing is to make sure you are not under-insured. Be sure to calculate the total value of all the entirety of your property – you can’t pick and choose what you want to be covered.

Read more!

iLASIK and LASIK at KMN in Indonesia

Choosing LASIK surgery for vision correction is not the same as it was a decade or so ago. In the past, when the ophthalmologist performed LASIK surgery to correct nearsightedness and astigmatism, his options were not very extensive: a small mechanical blade, called a microkeratome, created a flap on his cornea, after which a conventional excimer laser was used to reshape the tissue underneath so that the cornea would be able to focus light directly on the retina, as it would in a normal eye. This conventional LASIK procedure requiring the surgeon to use a thin blade to cut into the cornea, presents some risks and the cut may not be made in exactly the right place.


That was the only way LASIK was performed then, but now the technology is much more advanced including smoother and more precise lasers, allowing patients to achieve better vision than ever possible before. The newest technological advancement in refractive surgery is a machine called IntraLase, which allows patients to avoid operation via a metal blade, using a special laser that is used only for the purpose of flap creation. This 100% blade-free procedure makes use of the IntraLase laser which cuts into the cornea more precisely.

Klinik Mata Nusantara is proud to exclusively introduce to Indonesia the innovative combination of IntraLase™ technology with the Advanced CustomVue™ treatment using VISX™ technology called iLASIK™. This is a combination of the most advanced laser vision correction tools brought together.

The National Aeronautics and Space Agency (NASA) has approved these same LASIK technologies for use on U.S. astronauts following review of extensive military clinical data using Advanced CustomVue™ LASIK with the IntraLase™ Method, which showed the combination of technologies provides superior safety and vision. The all-laser LASIK technologies, which utilize wavefront guided and femtosecond lasers, have also been cleared for U.S. military personnel, including Air Force pilots.

As reported by AMO - Advanced Medical Optics, Inc. (renamed Abbott Medical Optics), a U.S. based global leader in ophthalmic surgical devices and eye care products, their Advanced CustomVue™ LASIK with the IntraLase™ Method is the only procedure to incorporate the technologies specifically approved for use by NASA and has become the new standard for laser vision correction procedure in the U.S. The Advanced CustomVue™ laser vision correction procedure stands in a class of its own with the broadest range of FDA-approved indications. When combined with the power and precision of the IntraLase™ Method, the Advanced CustomVue™ procedure represents the most advanced LASIK procedure available to patients today.

iLASIK™ is painless and simple. The doctor precisely and uniquely measures and maps the uniqueness of both of your eyes - down to the most minuscule characteristics individual to you. The 3D mapping technology literally creates a blueprint or fingerprint of your eye, allowing the doctor to then custom-fit the iLASIK procedure for each of your eyes.

The iLASIK™ procedure is revolutionized by the use of two computer-guided lasers - instead of one as in earlier generations of LASIK. The first, ultra-fast laser and blade free laser creates a thin corneal flap, which is then folded back to allow the second laser to correct your vision based on the exact specification and measurements of your eyes. The procedure takes just minutes. Patients experience a quick virtually painless procedure with the potential of 20/20 or better vision and outstanding safety as a result of reduced flap complications.
LASIK and iLASIK™ Comparison

The iLASIK™ bladeless technology results in a level of safety, accuracy and extraordinary reliability never achieved before. Clinical studies confirm that patients experience better vision, improved safety, fewer retreatments, the highest degree of predictability and precision, etc. following iLASIK™ than following a conventional LASIK procedure. In general:

• More patients achieve 20/20 or better vision with iLASIK™.
• Most patients stated a preference for the post-operative vision of their iLASIK™ treated eye over the vision of their
of their eye treated with conventional LASIK.
• iLASIK™ creates fewer high and low-order aberrations thought to be associated with glare and halos at night.
• Compared with patients who have had a conventional LASIK procedure, iLASIK™ patients experienced a reduced incidence
of post -operative dry eye symptoms.
• iLASIK™ patients required fewer enhancement procedures.
• The precision of the iLASIK flap significantly reduces the incidence of post-operative induced astigmatism, as compared
with a flap created with a microkeratome blade.

With iLASIK™, there’s really no reason to put off having laser vision correction surgery.

iLASIK™ is available in Indonesia only at Klinik Mata Nusantara.

Read more!

Car Insurance Tips

If you have any questions at all about what to do in order to get the right car insurance policy, how to keep your premiums as low as possible or what to do if you're involved in an accident and need to make a claim, our car insurance guide is a great place to start.

Here at moneysupermarket.com we're dedicated to driving down the cost of your motor insurance, and we've covered some of the most common questions and concerns encountered by our customers in the following pages.


1. An introduction to car insurance
Of all the financial products owned in the UK, car insurance is one of the most common. The reason for this is simple: to drive a vehicle on the road legally it needs to be insured, and with 26 million cars on our roads, that's a huge number of people insuring a vast number of vehicles.

Most of these people are given the chance to review their policies each year, allowing them to switch to a different company should they desire based on price, and the quality of service provided. Theoretically this should mean that everyone knows everything there is to know about insuring a vehicle, but this is not necessarily the case.

Many people simply allow their policy to renew itself each year when it expires, potentially losing hundreds of pounds by not shopping around for a more competitive quote or only changing insurer when rising car insurance prices become particularly noticeable

Unfortunately, the reverse is also true on occasion: Many people take out extremely cheap car insurance, only to find out that the policy isn't as comprehensive as they initially thought - and these people often don't find out about this until they make a claim, by which time it's too late.

2. Finding the right car insurance policy for you
The first thing anybody considering a new car insurance policy should do is shop around. If you're looking for the best car insurance deal, our price comparison tool allows you to get quotes from more than 100 insurance companies in the UK in order to help you find the best deal possible - but remember the cheapest car insurance policy may not necessary be the right option for you..

Knowing the ins and outs of how car insurance policies work could save you even more money, as well as making sure you are receiving the correct services and level of protection from your insurer. This guide will help you to do just that, as well as answering some common questions about insuring a car.

These questions range from the factors that affect your premium, how you can make your premiums cheaper, and what to do in the case that you need to make a claim on your policy.

The guide also contains a jargon-buster, which explains some of the terms which you may have heard but not understood when buying insurance - terms such as TPFT, fronting, and named drivers.

Whilst we'd love our guide to answer all your car insurance questions, there are simply too many. So, should you have any further queries that aren't addressed in this guide, please pay a visit to our car insurance forums - we have a large and active community on hand to help, as well as our own industry experts who will be able to answer any questions you might have.
Read more!